WHAT IS RIAM?

Satisfying the needs and objectives of today's retirees is a lot easier when you have the tools it takes to create flexible, easy-to-understand retirement income strategies. For example, investors increasingly crave outcomes that are predictable. Advisors, therefore, are required to use investments that provide safe, steady income within the context of a larger retirement income plan. But how is it illustrated in conjunction with risky investments that the investor may view as critical to creating upside growth potential? In other words, how are different investment portfolios with different risk characteristics unified within one retirement income framework?

That question is answered by RIAM. Virtually any construction of retirement income strategy can be crafted using four income segments, ladders or buckets. In addition, the advisor may define the characteristics of individual segments including segment duration, the rate rate-of-return assumption, and the assumed inflation rate.

KEY BENEFITS

Our flexible software tool gives you unmatched capability to tailor income distribution strategies that meet the client's specific objectives, preferences and risk tolerance.

» Enables advisors to attract, engage and educate prospects on the subject of retirement income distribution

» Builds unmatched context for portfolio combination

» Helps advisors close large retirement asset sales

» Adds value to the customer relationship

» Gives clients a solid, understandable action plan

» Easy-to-explain, easy-to-understand customized Personalized Analysis

» Customized rates-of-return assumptions

» Deferred retirement income analysis offering pre-retirement accumulation period

» Solves for targeted retirement income levels

Features